cash app alternative

7 Popular Cash App Alternatives in 2024

App Orbit is a website that reviews various mobile apps. We DO NOT own or operate any of the mobile apps ourselves. Any issues or support requests should be sent directly to the app developers.

Cash App is known as a quick and convenient payment method whether you’re purchasing goods or services, sending money to someone, or requesting money for yourself. 

While the app’s success is certainly warranted, the downside of this payment method is that it’s only available in the U.S. and the U.K. People in other countries are looking for quick and reliable ways to make transactions online, especially in our constantly developing digital age. 

Cash App’s lack of global availability probably has you wondering what some credible alternatives are. In this review, we’ll break down a few apps similar to Cash App just for you.

Seven Good Cash App Alternatives

Cash App allows users to send and receive money, as well as invest and earn cash back. While you won’t find an app that offers exactly the same services, you will find some great alternatives to Cash App that can suit your needs. And you don’t have to stick to just one app – you can open an account with as many as you need. 

It’s essential to do your research before you make a decision. Check out our list of the best apps like Cash App.


PayPal is a well-established and effective payment method, one of the biggest Cash App competitors. It started in 1998 as a way to conduct transactions on eBay, but has expanded to cover online payments in many countries for both personal and business use. 

PayPal benefits users who transfer money to other PayPal accounts, as there is no fee for these transactions – there’s only a charge if you wish to send funds from your credit card or convert your currency.

Setting up a PayPal account is easy and free. It has a mobile app with an excellent user interface, and its strong security features help keep your account private and protected.

PayPal downsides include the app’s fee charge for business owners to receive funds and the right PayPal reserves to freeze your account.


Venmo is a reputable payment app owned by PayPal. Unlike PayPal, though, Venmo is intended to send money for instant personal transfers and not to conduct business, though it can be used to pay businesses. 

Users can access their account on a computer desktop, but money can only be sent through the app or mobile browser. Venmo doesn’t charge fees for sending money from your account to your linked bank account debit card, though a 3% fee is charged when sending money to a credit card.


PayApp is a simple and secure mobile wallet that’s available for download on Amazon. It’s a cloud-based wallet that allows you to make payments through your mobile phone. Your credit and debit cards can be added to the app, and payments can be made to other PayApp accounts quickly and efficiently with instant receipts. 

The security features of PayApp include PIN-based authentication, the provision of a dynamic barcode, and a customized keyboard that is keystroke-listening-proof. Should you ever need to, PayApp offers you the option to wipe your account instantly.

Google Pay

Google Pay is a reliable and easy way to send and receive money through your Gmail account. One advantage of having a Google account is that it essentially sets you up for Google Pay already. The Google Pay app is user-friendly, and it charges zero fees if you’re not integrating a debit card. 

Google Pay isn’t yet as broadly-accepted as other payment methods, and it can sometimes take 24 hours or more to receive money sent to your account.

Meta Messenger

The Metaverse (Meta owns Facebook) seems to be on its way to reaching every sphere of life, and it’s no different with Meta Messenger. With this app, you can link your debit card to send and receive money within your chats. However, users need to have a Meta account in order to use this payment method. 

With this app, your payment information is private and secure, and funds sent to you should appear in your linked bank account within five days.

Apple Pay

Apple Pay is a mobile payment method that allows users with an Apple Watch or an iPhone 6 (and newer) to pay with their devices. Users can also pay through apps on their iPhone, iPad, or Mac. 

The payments are enabled through near-field communication and utilize Touch or Face ID for authentication. Apple Pay is available internationally and largely accepted by retail businesses and other service providers.


Our final recommendation is arguably one of the best Cash App alternatives, if not the best. Payoneer is an American company that is available for international use. Users can send and receive money and access their account through the well-designed mobile app. Users also have the option to apply for a Payoneer Mastercard, which is similar to Cash App and their Visa card. A Payoneer Mastercard can be physical or digital, and it allows users to spend their money regardless of currency.

Additionally, Payoneer offers a unique bonus when you recommend the app to a friend. You will receive $25 when anyone registers through a referral link you send them. Payoneer also allows users to receive funds from people without a Payoneer account. There are a few ways to accept money from Payoneer, including bank transfers, checks, and through the Payoneer Mastercard.


There are several options for money apps like Cash App. Whether you’re looking for personal or business use, there’s a credible and secure payment app out there for you.

Don’t forget to read up on the terms and conditions of any app before you register with it, and ensure that it’s going to meet your financial needs. As technology continues to reach beyond its perceived limits, there’s no doubt the future of handling money online will only expand and offer more in time.

App Orbit is a website that reviews various mobile apps. We DO NOT own or operate any of the mobile apps ourselves. Any issues or support requests should be sent directly to the app developers.

1 thought on “7 Popular Cash App Alternatives in 2024”

  1. Neither Cash App nor Zelle nor Google Pay are secure apps! A scammer can clean out everything in your bank account and the banks will not indemnify you or help you in any way!


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